Mr. Ramesh Venkataraman is the founder and managing director of Avast, a private equity investment firm that advises and manages investments for a sovereign wealth fund and family offices in the Middle East and makes direct investments in Asia. He has a B. Tech in electronics and communications engineering from the Indian Institute of Technology-Kharagpur, an M.Phil. in International Relations from Oxford University, and an M.P.A. in Economics and Public Policy from Princeton University's Woodrow Wilson School of Public and International Affairs. Between 2012 and 2016, Mr. Venkataraman ran Samena Capital's private equity business and served on the firm's investment committee. He is currently a board member of several companies, including Pure Data Centers, RAK Economic Zone, Rak Airport, ATCO Group, Spice Money, and Falcon Technologies. He previously served as chairman of the executive committee and board member of Rak Ceramics, a globally-leading ceramics manufacturer, and on the boards of several other Samena investee companies.

Mr. Venkatramu Jayanthi is a distinguished banking professional with an impressive 25-year career spanning across key functional domains of Banking. Specialized in the areas of Business Strategy, Rural & Inclusive Banking and the Digital Banking domain. With a track record that demonstrates a proven ability to successfully lead and manage New Businesses focused on Digital Financial Services and innovative business models resulting in substantial business growth. Enthusiastic about harnessing technology to reshape the landscape of financial products. Known for creating collaborative work environments fostering creativity. As the MD & CEO of India Post Payment Bank, he orchestrated a transformative journey by strategically leveraging the extensive legacy Postal Network. Through innovative initiatives, that not only guided the bank towards profitability but also positioned it as a unique player in the competitive financial sector, particularly in underserved Rural Markets. With over 25 years of hands-on experience in banking, His expertise lies in Rural & Inclusive Banking and digital Banking, successfully launching new businesses and gliding them along a profitable path. His leadership journey is marked by a demonstrated ability to navigate the dynamic landscape of the banking industry, create winning teams, and successfully bring out the best in each team member ensuring adaptability and success in an ever-evolving sector.

Mr. Mrutyunjay Mahapatra has over three decades of rich experience in senior leadership positions in General Management, as well as across diverse sectors such as IT, Innovation, Strategy, Corporate Banking and Client Relationship Management. He also possesses nearly 8 years of overseas experience in senior and country head positions in the US and UK. He has acted as the former CEO of Syndicate Bank and sat on the boards of Canara Bank, NPCI (National Payment Corporation of India), SBI California, SBI Canada, amongst others. Currently, Mrutyunjay is a Board Member of the Governing Council of RBI’s Innovation Hub. He is also on the Board of Supervision at NABARD, and plays the key role of Advisor and Mentor for Digital Transformation at NABARD. A renowned visionary and innovator, Mrutyunjay has been a strategic planner for SBI as well as for the BSFI industry, where he spearheaded groundbreaking Business & IT transformation. He regularly advises global and Indian companies, such as IBM, Trend Micro and TVS group, and is a powerful voice on digital transformation, Fintech engagement, and organizational processes in the corporate and government circles.

Dr. Rashmi Aggarwal has been a Professor of Law at IMT Ghaziabad since 2007, where she has taught and conducted research in the fields of economics, environment, and policy. She is currently a Non-Executive Independent Women Director on the boards of Zee Media Corporation Ltd, Dish TV India Ltd, Digispice Technologies Ltd, Essel Finance AMC Ltd, Today Merchandise Pvt Ltd, and Dish Infra Services Pvt Limited. She has also served on the board of Essel Forex Ltd and various board sub-committees, including the Audit Committee, Corporate Social Responsibility Committee, and Nomination and Remuneration Committee. In addition, Dr. Aggarwal has worked as an External Foreign Peer Reviewer for the University of Rajshahi and North South University in Bangladesh, where she assessed higher education quality assurance for the World Bank's International Development Association and UGC, Bangladesh. At IMT Ghaziabad, she has held several leadership positions, including Chairperson of the 2-year PGDM Program, Chairperson of the PDGM Executive program, and Core Coordinator for AACSB accreditation. Prior to entering academia, Dr. Aggarwal worked as an advocate in the Punjab and Haryana High Court and the Supreme Court of India. She holds a Bachelor of Science degree, a law degree, a Master's in Law, and a Ph.D. in Patents Law from the Law Department at Punjab University, Chandigarh. Her research interests include corporate laws, corporate governance, cybercrimes, labor laws, and intellectual property rights. She has published more than 80 works, including books, international research papers, book chapters, book reviews, and case studies.

Mr. Sunil Kumar Kapoor has over 20 years of experience and is responsible for financial reporting, control planning, treasury and budget controls, taxation, audit, risk, and compliance. Before joining Spice Money, he worked with companies such as Aircel, Pepsi, Paras, and Phoenix, where he managed all aspects of finance and accounting functions. Mr. Kapoor is a chartered accountant and holds an executive program degree in business management from IIM Kolkata.

Ms. Veena Mankar began her corporate career at ICICI Limited, the project finance institution that eventually became ICICI Bank Limited. She has also worked at a number of leading financial institutions, including Emirates Bank in Dubai, Banque IndoSuez Aval in the UK, West LB in Germany, Standard Bank of South Africa, and FIM Bank in Malta. Over the past 15 years, she has been involved in financial inclusion and has founded two entities under the Swadhaar brand. Currently, she leads Swadhaar FinAccess, a non-profit organization, while Swadhaar FinServe Limited was acquired by RBL Bank in 2018 and renamed RBL FinServe Limited. Ms. Mankar serves as a director of RBL Bank Limited and IDFC Foundation. In the past, she has served on the boards of IDFC First Bank, Liberty General Insurance, factoring entities in India, Dubai, and Egypt, and the Governing Board of Sa-Dhan, the microfinance industry association. She holds a BA in Economics from Lady Shri Ram College, University of Delhi, and a postgraduate degree in Business Administration from the Indian Institute of Management in Ahmedabad. Ms. Mankar has also traveled extensively as a trainer and speaker at various national and international forums.